Housing and Community Action Programs

Contact Information

1450 Court St., Suite 108
Redding, CA 96001-1661

Phone: (530) 225-5160
Fax: (530) 225-5178
Hours: 8AM to 4PM Monday-Friday

Shasta County Down Payment Assistance Program


The County of Shasta is currently out of funding and not releasing applications for the Down Payment Assistance Program (DAP). Interested parties may still visit our office to place their name on the waiting list for when funding becomes available. Thank you for your patience.

What is the Down Payment Assistance Program?

Shasta County Housing and Community Action Programs provides 3% interest loans to qualified low-income, first-time home buyers to help with their down payment and closing costs. The program is available in the unincorporated area of Shasta County. 1.5% available to qualified disaster victims.  

How much can you borrow?

The loan amount can be up to 40% of the purchase price.  At the maximum purchase price of $233,000, the DAP loan could be as much as $80,000.  The borrower must contribute at least 3% of the purchase price to the sale transaction. This may be a gift.

Who is eligible?

The program is available to first-time home buyers, who qualify under the following income guidelines.  Gross household income must be below these limits.

A first-time home buyer is someone who has not owned a home in the last 3 years, or who qualifies as a "displaced home-maker".

Household Size Annual Income Monthly Income
1 $34,400 $2,867
2 $39,300 $3,275
3 $44,200 $3,683
4 $49,100 $4,092
5 $53,050 $4,420
6 $57,000 $4,750
7 $60,900 $5,075
8 $64,850 $5,404

How do you apply?

  • Contact a mortgage lender to obtain a pre-qualification letter.
  • Visit the Department of Housing and Community Action Programs to place your name on the waiting list and pick up an application.
  • Return the completed application along with the requested documentation to our office.

For more information please contact:

Wendy Taylor
Housing & Community Program Specialist III
1450 Court Street, Suite 108
Redding, CA 96001
Phone: 530-245-6433
Fax: 530-225-5178
E-mail: wtaylor@co.shasta.ca.us

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