Shasta County Down Payment Assistance Program

What is the Down Payment Assistance Program?

Shasta County Housing and Community Action Programs provides 3% interest loans to qualified low-income, first-time home buyers to help with their down payment and closing costs. The program is available in the unincorporated area of Shasta County. 1.5% available to qualified disaster victims.  

How much can you borrow?

The loan amount can be up to 40% of the purchase price.  At the maximum purchase price of $246,000, the DAP loan could be as much as $80,000.  The borrower must contribute at least 3% of the purchase price to the sale transaction. This may be a gift.

Who is eligible?

The program is available to first-time home buyers, who qualify under the following income guidelines.  Gross household income must be below these limits.

A first-time home buyer is someone who has not owned a home in the last 3 years, or who qualifies as a "displaced home-maker".

Household Size Annual Income Monthly Income
1 $36,300 $3,025
2 $41,500 $3,458
3 $46,700 $3,892
4 $51,850 $4,321
5 $56,000 $4,667
6 $60,150 $5,012
7 $64,300 $5,358
8 $68,450 $5,704

How do you apply?

  • Contact a mortgage lender to obtain a pre-qualification letter.
  • Visit the Department of Housing and Community Action Programs to place your name on the waiting list and pick up an application.
  • Return the completed application along with the requested documentation to our office.

For more information please contact:

Wendy Taylor
Housing & Community Program Specialist III
1450 Court Street, Suite 108
Redding, CA 96001
Phone: 530-245-6433
Fax: 530-225-5178

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Download DAP Brochure