Contact Information

1450 Court St., Suite 108
Redding, CA 96001-1661

Phone: (530) 225-5160
Fax: (530) 225-5178
Hours: 8AM to 4PM Monday-Friday

Down Payment Assistance Program

What is the Down Payment Assistance Program?

Shasta County Housing and Community Action Programs provides 0% interest loans to qualified low-income, first-time home buyers to help with their down payment and closing costs. The program is available in the unincorporated area of Shasta County.

How much can you borrow?

The loan amount can be up to 37% of the purchase price.  At the maximum purchase price of $180,000, the DAP loan could be as much as $60,000.  The borrower must contribute at least 3% of the purchase price to the sale transaction. This may be a gift.

Who is eligible?

The program is available to first-time home buyers, who qualify under the following income guidelines.  Gross household income must be below these limits.

A first-time home buyer is someone who has not owned a home in the last 3 years, or who qualifies as a "displaced home-maker".

Household Size Annual Income Monthly Income
1 $33,050 $2,754
2 $37,800 $3,150
3 $42,500 $3,541
4 $47,200 $3,933
5 $51,000 $4,250
6 $54,800 $4,566
7 $58,550 $4,879
8 $62,350 $5,195

How do you Apply?

  • Contact a mortgage lender to obtain a pre-qualification letter.
  • Visit the Department of Housing and Community Action Programs to place your name on the waiting list and pick up an application.
  • Return the completed application along with the requested documentation to our office.

For more information please contact:

Wendy Taylor
Housing & Community Program Specialist II
1450 Court Street, Suite 108
Redding, CA 96001
Phone: 530-245-6433
Fax: 530-225-5178
E-mail: wtaylor@co.shasta.ca.us

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